TRM Labs and Elliptic are the closest Chainalysis alternatives for stablecoin payment companies: both sell wallet screening and transaction monitoring (KYT) like Chainalysis's, and both have announced coverage of payment chains such as 
Plasma and Tempo. Range screens stablecoin transfers before they are broadcast, Scorechain suits teams that want EU hosting, and Global Ledger is the only screening vendor here that publishes KYT prices.
Not every payment company needs a screening vendor of its own at launch. A stablecoin card program whose issuer settles from users' wallets can often rely on the issuer's screening. A program that holds user balances needs its own, and 
Wirex's 300 ms window to approve a card purchase shows where it belongs: on each deposit as it arrives, not inside the authorisation.
Chainalysis is the best-known name in blockchain analytics and the default tool for investigators. Card programs, ramps, payout providers, and neobanks need something narrower: wallet screening, KYT, and sanctions checks wired into their payment flows, on the chains their money moves on. In October 2026, 12 chains each settled more than $5 million of the card spend Paymentscan tracks, and two of the ten largest, 
Arc and Plasma, carried none a year earlier. We compared eight alternatives on what they screen, which payment chains they confirm, and whether they publish prices.
Do You Need Your Own Blockchain Analytics Vendor?
Every card program needs KYC and KYB, transaction monitoring, and sanctions screening. A stablecoin card issuer usually bundles all three: Wirex, Stripe, 
Rain, and Interlace all run transaction monitoring by default.
Whether that is enough depends on who holds the money, the split between wallet-funded cards and master accounts:
- Users pay the issuer from their own wallets. Funds sit in a self-custodial or issuer-hosted wallet, and the issuer settles straight from it. Wirex, Stripe, and Rain all offer this model. The issuer screens the flow it settles, which may be all a program needs at launch. Ask which deposits it screens: every chain it accepts, or only the settlement leg.
- You pay the issuer from a master account. You keep user balances in your own ledger, prefund a settlement account, and the issuer calls your API to authorise each purchase. Wirex's external authorisation expects an answer within 300 ms and counts anything over 500 ms as a decline. On this model Wirex screens only the crypto deposits you submit, and its screening endpoint returns no verdict, so a program that wants to clear a deposit before crediting it needs a KYT vendor of its own.
The 300 ms window decides where screening goes. TRM Labs, the only vendor here that publishes a response time, says its wallet screening answers in under 400 milliseconds, already over budget, and KYT alerts arrive seconds after a transaction lands. So screen each deposit as it arrives, credit only cleared funds to your ledger, and let the authorisation check the ledger balance. Our breakdown of card program costs covers the rest of the compliance budget.
Ramps, payout providers, and neobanks holding stablecoins need screening of their own, because they send funds to addresses they don't control. Their key control is screening the destination before a transfer is signed, and their chains differ from card programs': tracked ramp flows run mostly on 
Ethereum, 
Base, and 
Polygon, while card spend leans on Base, 
Optimism, and 
Solana.
Chainalysis Alternatives Compared
Coverage figures are each vendor's own, from its website and announcements as of November 2026, and aren't measured the same way. "Not confirmed" means we found no public statement, not that the chain is unsupported.
| Provider | Screening Products | Coverage (Vendor's Figure) |  Stellar, Arc, Plasma, Tempo | Public Pricing | Best For |
|---|---|---|---|---|---|
| ProviderChainalysis (baseline) | Screening ProductsKYT, Address Screening, Sentinel; Reactor for investigations | Coverage (Vendor's Figure)400+ networks, 50M+ tokens | Stellar, Arc, Plasma, TempoAll four announced | Public PricingNo | Best ForThe incumbent, with investigation tools alongside |
| ProviderTRM Labs | Screening ProductsWallet Screening, Transaction Monitoring; Forensics | Coverage (Vendor's Figure)184+ blockchains | Stellar, Arc, Plasma, TempoAll four listed | Public PricingNo | Best ForFast pre-transaction screening on many chains |
| ProviderElliptic | Screening ProductsLens, Discovery; Investigator | Coverage (Vendor's Figure)65+ blockchains | Stellar, Arc, Plasma, TempoStellar, Plasma, Tempo; Arc testnet | Public PricingNo | Best ForCard programs, PSPs, and banks adding stablecoins |
| ProviderCrystal Intelligence | Screening ProductsCrystal Expert, Crystal for Compliance | Coverage (Vendor's Figure)330+ blockchains | Stellar, Arc, Plasma, TempoNot confirmed | Public PricingNo | Best ForOne vendor for many deposit chains; ask for the list |
| ProviderMerkle Science | Screening ProductsCompass; Tracker | Coverage (Vendor's Figure)10,000+ assets, 200 bridges | Stellar, Arc, Plasma, TempoNot confirmed | Public PricingNo | Best ForBehaviour-based monitoring |
| ProviderScorechain | Screening ProductsWallet Screening, Transaction Monitoring, Travel Rule API | Coverage (Vendor's Figure)26 blockchains | Stellar, Arc, Plasma, TempoArc | Public PricingNo | Best ForEU hosting |
| ProviderGlobal Ledger | Screening ProductsKYT, sanctions screening | Coverage (Vendor's Figure)About 15 named chains | Stellar, Arc, Plasma, TempoStellar | Public PricingYes, from $400 a month | Best ForSmall teams that want a known monthly cost |
| ProviderRange | Screening ProductsTransaction Screening, Counterparty Risk & Travel Rule | Coverage (Vendor's Figure)Sanctions and issuer-blacklist checks on 8 networks | Stellar, Arc, Plasma, TempoArc and Tempo, partial | Public PricingNo | Best ForStablecoin payouts screened before broadcast |
| ProviderSumsub | Screening ProductsCrypto Monitoring on partners' data, Travel Rule, KYC | Coverage (Vendor's Figure)350 chains through partners | Stellar, Arc, Plasma, TempoDepends on the data partner | Public PricingKYC and Travel Rule only | Best ForKYC and KYT from one vendor |
What Chainalysis Offers, and What to Weigh
For compliance, Chainalysis sells KYT, which monitors transactions and raises alerts, Address Screening, which scores a wallet before you deal with it, and Sentinel, which shows token and stablecoin issuers how their token is held and moved. Reactor is its investigations tool. It has also added security and fraud products by acquisition: Hexagate, a real-time onchain security platform, in December 2024, and Alterya, an AI fraud-detection company, in January 2025 for a reported $150 million.
Coverage is not the weak point. Chainalysis says KYT supports 400+ networks and 50M+ tokens, and it announced support for Plasma in November 2025, Stellar in February 2026, Tempo in March 2026, and Arc in September 2026. Four things to weigh before choosing or renewing it:
- Single-vendor dependence. On 30 October 2026, Chainalysis disclosed a security incident. On 4 November it said customer names, usernames, password hashes, and live tokens for all users had been exposed, and it took KYT (interface and API) and its address screening products offline. It restored them in phases from 6 November and said they were back online on 7 November, so a company with KYT in its deposit flow could have been without it for up to three days.
- Timing. Chainalysis says KYT generates alerts within seconds of a transaction occurring onchain. That suits monitoring after the fact, not a decision made before money moves.
- Price. Chainalysis doesn't publish prices, and neither do most of its competitors.
- Hosting. Some EU teams want screening data hosted in the EU.
Payment companies that name their vendor in customer stories and press releases are split, though most don't say which products they use:
| Company | Vendor Named Publicly |
|---|---|
| CompanyRain | Vendor Named PubliclyChainalysis, which Rain calls "the cornerstone of our compliance strategy" |
| CompanyWirex | Vendor Named PubliclyChainalysis |
| CompanyMoonPay | Vendor Named PubliclyChainalysis, after replacing two parallel vendors |
| CompanyBVNK | Vendor Named PubliclyChainalysis; Elliptic Lens is also built into BVNK's Layer1 platform |
Company KAST | Vendor Named PubliclyElliptic, since 2024 |
Company Gnosis Pay | Vendor Named PubliclyElliptic |
The Best Chainalysis Alternatives
All eight screen wallets or transactions. Some tools listed as Chainalysis competitors do a different job: Travel Rule messaging to the counterparty VASP, from Notabene, 21 Analytics, or Sumsub, is a separate obligation from screening, and onchain security monitors such as Hexagate and BlockSec Phalcon watch for hacks and exploits rather than replacing KYT.
TRM Labs
TRM Labs is Chainalysis's closest competitor in both compliance and investigations. Its Wallet Screening covers 184+ blockchains and, TRM says, returns an address's risks and attribution in under 400 milliseconds; Transaction Monitoring covers the transfer itself, and Forensics handles tracing. TRM's chain pages list Stellar, Arc, Plasma, and Tempo as supported for screening and monitoring. Its September 2026 release flagged about 200,000 counterfeit tokens copying tickers such as USDT, a real risk for anyone accepting stablecoin deposits.
Suits: master-account card programs and payout providers that need pre-transaction screening on many chains. Limitations: no published pricing.
Elliptic
Elliptic, a UK company, sells Lens for wallet and transaction screening with continuous monitoring, Discovery for VASP due diligence, and Investigator for tracing, across 65+ blockchains. It announced full Tempo coverage in March 2026 and a compliance partnership with Plasma in September 2025, provided analytics for Arc's testnet in October 2025, and has covered Stellar since 2020. Its card customers include KAST and Gnosis Pay.
Suits: card programs, PSPs, and banks adding stablecoin flows. Limitations: no published pricing or response times, and no public confirmation of Arc mainnet coverage.
Crystal Intelligence
Crystal Intelligence, formerly Crystal Blockchain, makes the broadest coverage claim here, 330+ blockchains, through Crystal Expert and a product line for banks and payment providers. It scores wallets and counterparties for risk and offers Travel Rule through partners.
Suits: teams that accept deposits on many chains and want one vendor for all of them. Limitations: no published pricing or latency figures, and no public confirmation for Stellar, Arc, Plasma, or Tempo that we could find, so ask for the chain list.
Merkle Science
Merkle Science sells Compass, a behaviour-based transaction monitoring and risk reporting product. It monitors wallets continuously, flags exposure to sanctioned addresses, darknet markets, and mixers, and lets you set alerts by jurisdiction and business type. It claims coverage of 10,000+ assets and 200 bridges.
Suits: compliance teams that want alerts tuned to behaviour rather than address lists. Limitations: no published chain list, and its product pages don't describe pre-transaction screening or payment-specific features.
Scorechain
Scorechain, based in Luxembourg, runs on an EU-hosted private cloud with ISO/IEC 27001:2022 certification and sells Wallet Screening, Transaction Monitoring, Token & Stablecoin Monitoring, and a Travel Rule API. It covers fewer chains than the leaders: Arc, added in October 2026, was its 26th.
Suits: EU payment institutions and MiCA-focused teams that want screening data hosted in the EU. Limitations: narrower coverage, so check every chain you accept is on its list, and no published pricing.
Global Ledger
Global Ledger, based in Zug, is the only screening vendor here with prices on its website. KYT Starter costs $400 a month for 10,000 requests, without API access, and KYT Essentials $900 a month for the same volume with the API, monitoring, and alerts; larger tiers are quoted. Listed chains include 
Bitcoin, Ethereum, 
TRON, 
BNB Chain, Polygon, 
Arbitrum, Base, 
Avalanche, Solana, Stellar, and 
TON.
Suits: small programs and payout providers on TRON, Base, or Solana that want a known monthly cost. Limitations: Optimism, which carried $145 million of card spend in October 2026, and Arc are not on its lists, and a request cap matters if you screen every deposit.
Range
Range is the most stablecoin-focused vendor here. Its Transaction Screening checks transfers against your policy before they are broadcast and can block them, using OFAC, UK, EU, French, and Japanese sanctions designations and stablecoin issuers' blacklists, which it monitors on Ethereum, TRON, Solana, Base, Arbitrum, Optimism, Polygon, and Avalanche. It added Arc and Tempo in October 2026, with assessments for sampled address pairs rather than full transaction-graph coverage.
Suits: payout providers, ramps, and stablecoin neobanks that send funds onchain. Limitations: a younger company than the incumbents, partial coverage on the newest chains, and pricing scoped to each institution.
Sumsub
Sumsub is a KYC and fraud platform rather than a blockchain analytics company, but its Crypto Monitoring screens wallets and transactions before they go onchain, using partners' data. Crystal and Merkle Science come built in, while Chainalysis, Elliptic, and TRM Labs plug in under a bring-your-own-provider model. Travel Rule is included in its KYC plans, from $1.35 per verification with a $149 monthly minimum; crypto monitoring is priced on request. Wirex can take a program's KYC data through Sumsub.
Suits: smaller programs and fintechs that want KYC, KYT, and Travel Rule from one vendor. Limitations: screening is only as good as the data partner behind it, and bringing your own provider means a separate contract.
How to Choose a Chainalysis Alternative
Start from your flow, not from the vendor list:
- Card program on the issuer's wallets. Ask the issuer what it screens, on which chains, and what it expects from you. Add a vendor when you accept deposits the issuer doesn't screen, or when your compliance lead wants an investigations tool.
- Card program on a master account. You need deposit screening on every chain you accept, outside the 300 ms authorisation path. Compare TRM Labs, Elliptic, and Chainalysis on coverage and API speed, and Global Ledger if budget decides.
- Ramp or payout provider. Prioritise screening destinations before you sign, stablecoin issuers' freeze lists, and Travel Rule. Range, TRM Labs, and Elliptic fit.
- EU fintech or neobank. Scorechain for EU hosting, Elliptic or Crystal for wider coverage, and Sumsub for KYC and KYT from one vendor.
- Small team. Global Ledger's published tiers, or Sumsub with a built-in data partner, keep the first bill predictable.
Coverage has to keep moving with you. In Paymentscan data, a chain's card volume follows the issuers and programs that chose it, and issuers move settlement: Rain's programs switch chains every few weeks. Before you sign, ask every vendor:
- Which of our chains and tokens are covered for screening, not only for tracing? Ask for the list, not a count.
- What are typical and worst-case API response times, and the uptime commitment?
- Are new tokens picked up automatically, and are issuer freezes and counterfeit tokens flagged?
- What happens during an outage, and can we fail over?
- Where is our data hosted, and how is it priced: per request, per address, or a flat fee?