BFinance
bfinance.appBFinance Card Monthly Volumes
SPENDS ONLY| Month | Volume (USD) | Transactions | Active Addresses |
|---|---|---|---|
| Sep 2024 | $0.79 | 1 | 1 |
| Nov 2024 | $1 | 1 | 1 |
| Dec 2024 | $61.14K | 2,492 | 430 |
| Jan 2025 | $244.7K | 7,556 | 923 |
| Feb 2025 | $393K | 9,308 | 1,235 |
| Mar 2025 | $410.9K | 12,807 | 1,632 |
| Apr 2025 | $374.9K | 15,416 | 1,952 |
| May 2025 | $598.1K | 19,412 | 2,561 |
| Jun 2025 | $971.7K | 22,757 | 3,058 |
| Jul 2025 | $884.7K | 23,423 | 2,728 |
| Aug 2025 | $1.192M | 28,404 | 3,043 |
| Sep 2025 | $1.51M | 43,754 | 4,868 |
| Oct 2025 | $2.659M | 72,624 | 7,224 |
| Nov 2025 | $2.827M | 80,786 | 8,967 |
| Dec 2025 | $4.387M | 180,747 | 22,086 |
| Jan 2026 | $4.603M | 218,913 | 31,792 |
| Feb 2026 | $5.554M | 274,678 | 37,680 |
| Mar 2026 | $6.67M | 297,393 | 39,093 |
| Apr 2026 | $5.393M | 198,554 | 29,053 |
| May 2026 | $4.881M | 154,770 | 24,040 |
| Jun 2026 | $1.901M | 67,062 | 16,284 |
| Jul 2026 | $953.3K | 40,200 | 9,490 |
| Aug 2026 | $936.6K | 42,047 | 9,802 |
| Sep 2026 | $1.045M | 45,432 | 9,759 |
| Oct 2026 | $1.315M | 36,635 | 8,694 |
Types of Activity Tracked
Settlement Chains
Card Details
Methodology
Data is self-reported by the BFinance team.
BFinance Card Review: Cashback, Fees, & Perks
BFinance combines a crypto-enabled virtual Visa card and wallet with access through its Telegram Mini App. It does not offer general cashback on everyday card spending. Its main differentiators are crypto funding, multi-currency bank accounts, eSIMs, and airport services with category-specific cashback.
BFinance at a glance
| Feature | Details |
|---|---|
| Card type | Virtual Visa |
| Bank-account opening fee | Free |
| Bank-account fee | $5 per month |
| Incoming bank payments | 0.5% |
| Everyday cashback | None |
| Observed FX spread | Approximately 2.97% in one test transaction; not an official published rate |
| Mobile-wallet support | Apple Pay and Google Pay |
The observed FX spread comes from a test purchase of PLN 1.70 for which BFinance charged $0.46. The result should be treated as an example rather than a fixed FX fee because the applicable exchange rate can vary.
Cashback and Rewards
BFinance does not advertise general cashback on everyday card purchases or a formal card-tier system.
Its category-specific rewards include:
- 5% cashback on eSIM purchases
- Up to 20% cashback on airport-lounge bookings
- 5% cashback on other airport services
These offers are provided through the BFinance app and may be subject to availability, regional restrictions, or changing promotional terms.
Funding Your BFinance Card
BFinance supports bank transfers, Bybit Pay, and USDC deposits.
Supported USDC networks observed during testing included:
- Ethereum
- BNB Smart Chain
- Solana
- Arbitrum One
- Avalanche C-Chain
- Base
Available bank-transfer rails included:
- USD: ACH and Fedwire
- EUR: SEPA
- GBP: Faster Payments and BACS
- MXN: SPEI
- BRL: PIX
- COP transfers
Opening a bank account is free, but the account carries a $5 monthly fee. Incoming bank payments are charged a 0.5% fee.
Card-based deposits using Visa, Mastercard, UnionPay, and American Express were listed in the app but were not yet available at the time of testing.
How to Sign Up for BFinance
- Open the official BFinance Telegram Mini App.
- Create an account and provide your legal name, date of birth, and residential address.
- Complete Sumsub identity verification using a government-issued ID and facial video verification.
- Open a bank account if bank-transfer funding is required.
- Add funds through an available bank transfer, Bybit Pay, or supported USDC network.
- Open the card section, review the current issuance fees, and issue the virtual Visa card.
- Add the card manually to Apple Pay or connect it to Google Pay where supported.
The tested onboarding process took approximately 10 minutes, although approval times may vary.